Insurance, Retirement &
Financial Protection Across California
Helping individuals, families, and businesses protect their health, income, retirement, and financial future through personalized insurance and retirement planning solutions.
Serving Individuals, Families, and Businesses Throughout California
SDIA Insurance provides insurance and financial solutions across California, helping clients protect their health, income, retirement, family, and business — all from one experienced agency.
Complete protection and financial solutions, one California agency.
Insurance, retirement, and financial security — designed for California individuals, families, and business owners.
Browse by category
Health, Medicare & Group Benefits
Health insurance, Medicare, Medicare Advantage, and prescription drug coverage for individuals, families, and California employers.
Life & Family Protection
Term, IUL, permanent life, and complete family protection planning.
Retirement & Financial
401(k) rollovers, IRAs, Roth IRAs, Fixed Index Annuities, and retirement income planning.
Disability & Income Protection
Individual disability, business overhead, and complete business owner protection.
Commercial Insurance
Liability, BOP, workers comp, commercial auto & property, EPLI, bonds, event, and transportation coverage.
Built to protect your business, your team, and your future.
SDIA Insurance helps California business owners protect business income, cover business overhead expenses during disability, provide employee benefits solutions, offer group insurance options, and plan for long-term financial security.
Explore business protectionProtect Business Income
Key person, disability, and business overhead expense coverage protects cash flow.
Cover Overhead During Disability
BOE policies pay rent, payroll, and fixed expenses while you recover.
Employee Benefits Solutions
Group health, dental, vision, life, and disability for businesses of every size.
Long-Term Financial Security
401(k) plans, retirement strategies, IUL, and executive bonus designs.
Eighteen years of getting it right the first time.
Sona Delikyan has been a licensed California insurance professional since 2007 — placing policies, advocating on claims, and building long-term relationships with clients across the state.
Meet SonaIndependent, not captive
We work for you. No carrier owns us, so we recommend what's right — not what pays the most.
Every major carrier
Real shopping, every renewal. Your premium isn't on autopilot.
We answer the phone
Year-round claims help and policy questions — not a 1-800 menu.
Let's protect your health, income, retirement, and future.
One short conversation. Every option compared. No fees, no spam, no obligation.